copy of a letter to an academic
Apart from means-testing the pensions, i.e. depriving Charles and me together of about £4,000 per annum, maybe more – which we would have been getting if the means-testing had not been introduced – the pensions due to Christine and Fabian have been delayed by a total of 9 years, thus depriving us of at least £50,000 (9 x present pension as reduced by means-testing) which the government should have paid to us if pension qualifying ages had not been retrospectively changed.
Thus the means-testing and change in qualifying ages together have deprived Fabian and Christine of at least £70,000 which they were due to be paid on reaching their former qualifying ages, both being fully paid up, or very nearly so, in terms of qualifying years (i.e. years in which requisite contributions have been made).
This income would not have been adequate to set up a satisfactory residential college with at least one research department, but the future loss of it is a serious drag on our continuing attempts to make progress towards the start of our 40-year adult academic careers.